Planning for the years ahead
Retirement planning is a long-term process that benefits from early and consistent attention. We help clients understand the retirement vehicles available to them — from retirement annuities during their working years, to preservation options when changing jobs, to income solutions once they reach retirement.
Our role is to help you understand how each option works, how it is taxed, and how it fits into your broader retirement strategy.
What We Help You Consider
- Retirement annuities
- Pension preservation
- Provident preservation
- Living annuities
- Retirement income planning
In Detail
1 Retirement Annuities
- Tax-efficient long-term retirement savings vehicle
- Regular or lump-sum contributions
- Designed to build capital toward retirement
2 Pension & Provident Preservation
- Preserve retirement savings when changing employers
- Helps avoid unnecessary erosion of retirement capital
- Continued tax-efficient growth ahead of retirement
3 Living Annuities
- Flexible income solution at retirement
- Choice of underlying investment portfolios
- Adjustable income levels within regulatory limits
4 Retirement Income Planning
- Structuring income to last throughout retirement
- Balancing growth, income and capital preservation
- Ongoing review as circumstances and markets change